About Us

Licensed for life insurance in Ontario, Québec and Alberta. Licensed for mutual funds in Ontario, Québec, Alberta, Nova Scotia, New Brunswick and British Columbia.

Paul does what he loves most : helping individuals build and protect their wealth. In 2011, he sold Hamon Financial Group, his previous company, and rebuilt his private practice, Sapience Financial Management, to better service his clientele, focusing on innovative technology, transparent communications and integrity.

For the past 25 years, Paul has been a financial advisor to many individuals, helping them achieve their financial planning goals by providing advice on investment planning, retirement planning, risk management, portfolio management and insurance planning.

Prior to 2011, he owned and managed the Hamon Financial Group while acting as the official Managing General Agent for Industrial Alliance Insurance and Financial Services. Through the years, he’s become an industry expert and acts as a coach to emerging financial advisors. Being a lifelong learner, he continues to participate in industry courses and conferences.

Paul is a member of numerous associations such as the Canadian Institute of Financial Planners, Financial Planning Standards Council (FPSC), Autorité des marchés financiers (AMF) and Advocis.

Paul and his wife Josée are proud parents of three children.

Licensed for mutual funds in Ontario, Québec, Nova Scotia, New Brunswick  & British Columbia. Licensed for life insurance in Ontario.
Licensed for life insurance in Ontario.

Josée-Anne has developed a keen knowledge of the financial industry through her 10 years of experience with Sapience Financial Management. Licensed with the Investment Funds Institute of Canada for mutual funds and life insurance, she can provide quality advice to clients across multiple provinces. She is a member of the Autorité des marchés financiers (AMF) and diligently participates in various industry courses and conferences, keeping on top of best practices and innovative solutions.

Josée-Anne is also a certified coaching practitioner and a graduate of the psychology program at the University of Ottawa. She and her husband Jonathan are proud parents of two children.

Licensed for mutual funds in Ontario & Québec
Licensed for life insurance in Ontario.

As a newly Mutual Fund Advisor, Charles will service Sapience Financial Management’s clients and looks forward to establishing a trustworthy reputation with you.  Charles has been with Sapience since May 2021 and since then, he has taken pride in learning the ropes of the industry and being excellent in every aspect of his role. Driven by his desire to succeed and to provide meaningful advice, he’s always happy to help in any regards of your finances. Charles is currently studying for his Certified Financial Planner designation and working on a Bachelor of Commerce – Finance at the University of Ottawa. He is also a Licensed Insurance Advisor.  When it comes to his hobbies, Charles likes to practice various sports such as football, baseball & weightlifting.

Kierstin has been with the Sapience Financial Management team for over eight years and she brings along 10 years of banking experience with the Royal Bank, in Toronto. Her financial background and her strong commitment to detail make her a valuable asset to our team. She treats our clients and associates with respect, professionalism and integrity.

Kiersten moved to the Renfrew area from Toronto. Having grown up in Carleton Place, she’s no stranger to the Valley. She’s excited to be back in the Valley as her three young daughters love being closer to the family and life in a small town.

Jessie is from Northern Ontario and new to the Ottawa region. She worked most of her young adult life in a family business and eventually took ownership of the business with her brother. She also brings along 7 years of banking experience. She is driven to help clients attain their financial goals.

Respectful, carefree, and positive, Jessie has a passion for travelling, hunting and fishing. She is a proud parent of 2 amazing sons.