About Us

Licensed for mutual funds in Ontario, Québec, Alberta, Nova Scotia, New Brunswick and British Columbia.

Licensed for life insurance in Ontario, Québec and Alberta.

Paul does what he loves most: helping individuals build and protect their wealth. In 2011, he sold Hamon Financial Group, his previous company, and rebuilt his private practice, Sapience Financial Management, to better service his clientele, focusing on innovative technology, transparent communications and integrity.

For the past 30 years, Paul has been a financial advisor to many individuals, helping them achieve their financial planning goals by providing advice on investment planning, retirement planning, risk management, portfolio management and insurance planning.

Prior to 2011, he owned and managed the Hamon Financial Group while acting as the official Managing General Agent for Industrial Alliance Insurance and Financial Services. Through the years, he’s become an industry expert and acts as a coach to emerging financial advisors. Being a lifelong learner, he continues to participate in industry courses and conferences.

Paul is a member of numerous associations such as the Canadian Institute of Financial Planners, Financial Planning Standards Council (FPSC) and Autorité des marchés financiers (AMF).

Paul is a proud father of three children.

Licensed for mutual funds in Ontario, Québec, Nova Scotia, New Brunswick  & British Columbia.

As our Business Manager, Josée-Anne is responsible for overseeing and managing the daily operations of the organization, ensuring that business activities align with the company’s strategic goals and values. Her role involves financial management, strategic planning, team leadership, and operational efficiency.

She ensures that the collaboration between our strategic partners and our team align with our objectives of servicing our clients with our core values.  Josée-Anne has developed a keen knowledge of the financial industry through her 15 years of experience with Sapience Financial Management.

Josée-Anne is also a certified coaching practitioner and a graduate of the psychology program at the University of Ottawa. She and her husband Jonathan are proud parents of two children.

Licensed for mutual funds in Ontario & Québec.
Licensed for life insurance in Ontario.

As a licensed Mutual Fund Advisor, Charles services Sapience Financial Management’s clients and looks forward to establishing a trustworthy reputation with you.  Charles has been with Sapience since May 2021 and since then, he has taken pride in learning the ropes of the industry and being excellent in every aspect of his role. Driven by his desire to succeed and to provide meaningful advice, he’s always happy to help – whether it’s regarding retirement planning, investments, estate planning or asset protection. He has completed the Certified Financial Planner (CFP) program courses. He is also a Licensed Insurance Advisor.

Outside of work, Charles can be found staying active playing various sports such as baseball, golf and weightlifting.

Kierstin has been with the Sapience Financial Management team in Renfrew for over twelve years and she brings along 10 years of banking experience with the Royal Bank, in Toronto. Her financial background and her strong commitment to detail make her a valuable asset to our team. She treats our clients and associates with respect, professionalism and integrity.

Kierstin moved to the Renfrew area from Toronto. Having grown up in Carleton Place, she’s no stranger to the Valley. She is a proud wife and mother of three daughters and three step-children with her husband Scott.

Jessie is from Northern Ontario and new to the Ottawa region. She worked most of her young adult life in a family business and eventually took ownership of the business with her brother. She also brings along 7 years of banking experience. She is driven to help clients attain their financial goals.

Respectful, carefree, and positive, Jessie has a passion for travelling, hunting and fishing. She is a proud parent of 2 amazing sons.