About Us

We are proactive.

Sapience Financial Management focuses on keeping your financial decisions in check and your mind at ease while you take care of life.

At Sapience Financial Management, we apply knowledge, experience, common sense and insight to the development of custom solutions to your financial planning needs by using innovative technology, transparent communication and integrity.

We’re ready to talk about your cashflow management, lifestyle protection and wealth creation now, and we’re committed to sticking around for your entire journey.


Our team

Paul Hamon, CFP, RIS

Owner, Sapience Financial Management
Certified Financial Planner
Responsible Investment Specialist
Financial Advisor, Investia Financial Services Inc.

Paul Hamon

Licensed for life insurance in Ontario, Québec and Alberta. Licensed for mutual funds in Ontario, Québec, Alberta, Nova Scotia and British Columbia.

Paul does what he loves most : helping individuals build and protect their wealth. In 2011, he sold Hamon Financial Group, his previous company, and rebuilt his private practice, Sapience Financial Management, to better service his clientele, focusing on innovative technology, transparent communications and integrity.

For the past 25 years, Paul has been a financial advisor to many individuals, helping them achieve their financial planning goals by providing advice on investment planning, retirement planning, risk management, portfolio management and insurance planning.

Prior to 2011, he owned and managed the Hamon Financial Group while acting as the official Managing General Agent for Industrial Alliance Insurance and Financial Services. Through the years, he’s become an industry expert and acts as a coach to emerging financial advisors. Being a lifelong learner, he continues to participate in industry courses and conferences.

Paul is a member of numerous associations such as the Canadian Institute of Financial Planners, Financial Planning Standards Council (FPSC), Autorité des marchés financiers (AMF) and Advocis.

Paul and his wife Josée are proud parents of three children.

Josée-Anne Rochon, RIS

Responsible Investment Specialist
Financial Advisor, Investia Financial Services Inc.

Josee-Anne Rochon

Licensed for life insurance in Ontario. Licensed for mutual funds in Ontario and Québec.

Josée-Anne has developed a keen knowledge of the financial industry through her 10 years of experience with Sapience Financial Management. Licensed with the Investment Funds Institute of Canada for mutual funds and life insurance, she can provide quality advice to clients across multiple provinces. She is a member of the Autorité des marchés financiers (AMF) and diligently participates in various industry courses and conferences, keeping on top of best practices and innovative solutions.

Josée-Anne is also a certified coaching practitioner and a graduate of the psychology program at the University of Ottawa. She and her husband Jonathan are proud parents of two children.

Kierstin Phillips

Kierstin Albert

Kierstin has been with the Sapience Financial Management team for over eight years and she brings along 10 years of banking experience with the Royal Bank, in Toronto. Her financial background and her strong commitment to detail make her a valuable asset to our team. She treats our clients and associates with respect, professionalism and integrity.

Kiersten moved to the Renfrew area from Toronto. Having grown up in Carleton Place, she’s no stranger to the Valley. She’s excited to be back in the Valley as her three young daughters love being closer to the family and life in a small town.

Charles Cadieux

Charles Cadieux

Charles is currently a finance student at the University of Ottawa. He has a keen interest for financial investments and financial planning. The idea of being able to create more wealth by being a patient and disciplined investor has always been fascinating to him. He hopes to kick off his career in the financial world with Sapience Financial Management. He is an individual who stays curious and strives to learn.

In his spare time, Charles likes to practice various sports with his friends such as basketball, football, and weightlifting.

Amélie Gour

Administrative Assistant
Amelie Gour

Amélie has over 5 years experience in Customer Service and 2 years experience as a Manager.  She always had an interest for administration and finances. She hopes to grow as an Administrative Assistant in the financial services with Sapience Financial Management.

She loves helping people and she is a passionate and hard working person. In her spare time, she enjoys helping her husband in his growing business. She loves camping with her family and loves to bring her dog Lexy everywhere she goes.


Mutual funds products are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees and other expenses may be associated with mutual fund investments. Please read the Fund prospectus carefully before investing. Mutual fund investments are not guaranteed, their values change frequently, and their past performance may not be repeated.