About Us

Mission Statement

Sapience Financial Management exists to create an experience where knowledge and wisdom come together.

We emphasize transparency and the highest standards of integrity by bringing innovative solutions to our clients. Our core values unify to form a culture that the founders identified as being a critical factor in a sapient growth.

Sapience Definition

Ability to apply knowledge, experience, understanding, common sense and

Many people believe that when we grow older, our sapience also increases as we gain experience and knowledge. Sapience is an important quality in a good teacher or mentor, since students can benefit from that wisdom.

*Sapience* is an Old French word that comes from the Latin *sapientia*, “good taste, good sense, intelligence, or wisdom.”

Our team

Paul Hamon, CFP

Owner, Sapience Financial Management
Certified Financial Planner
Financial Advisor, Investia Financial Services Inc

  • Ext.: 111
  • Email.: paulhamon@sapiencefinancial.ca

Licensed for life insurance in Ontario, Quebec and Alberta. Licensed for mutual funds in Ontario, Quebec, Alberta, Nova Scotia and British Columbia

For the past 20 years, Paul has been a Financial Advisor helping individuals achieve their financial planning goals by providing advice on Investment Planning, Retirement Planning, Risk Management, Portfolio Management and Insurance Planning.

Paul began his career as a Financial Advisor with Hamon Financial Group in 1995 to become Sales Manager from 1999 to 2002, and then Branch Manager for Hamon Financial Group and lnvestia Financial Services Rockland branch from 2002 to 2007. In 2007 Paul purchased Hamon Financial Group and became the official Managing General Agent for Industrial Alliance Insurance and
Financial Services. He’s learned a lot from these experiences, from recruiting and training Financial Advisors, to coaching existing Advisors.

In 2011, Paul decided to sell the firm and rebuild his own private practice. He is now doing what he loves most; helping individuals build and protect their wealth. He is a member of numerous Associations such as the Canadian Institute of Financial Planners, Financial Planning Standards Council (FPSC), Autorite des marches financiers (AMF) and Advocis. Paul is licensed in multiple

Paul is a lifelong learner and continues to participate in industry courses and a number of conferences to maintain his leading edge thinking.

Paul and his wife Josee are proud parents of three children.

Josee-Anne Rochon

Financial Advisor, Investia Financial Services Inc.
  • Ext.: 112
  • Email.: joseeannerochon@sapiencefinancial.ca

Licensed for life insurance in Ontario . Licensed for mutual funds in Ontario, Quebec and Alberta

Josée-Anne has been part of the Team since 2010 where she has been striving to provide high-quality advice to our Clients.

Josée-Anne has successfully obtained her Life Insurance License and Mutual Fund License with the Investment Funds Institute of Canada. She is licensed in multiple provinces. She graduated with a Bachelor’s degree in Psychology from the University of Ottawa in 2010 and received her Certified Coaching Practitioner’s certificate in 2011. She is also a member of Advocis. Josée-Anne is diligently participating in various courses and conferences which are in parallel with her passion for learning.

Josée-Anne and her husband Jonathan are proud parents of two children.

Teresa Enright

Licensed Assistant to Paul Hamon
  • Ext.: 114
  • Email.: teresaenright@sapiencefinancial.ca

Teresa has been working in the financial industry since 1983, first with National Trust, then Scotiabank and, since 2000, a valued member of our Team.

Teresa stresses Customer Service and the availability of information and support to Clients so they will be comfortable with their financial decisions. Customer Service is very important and in order to provide quality service Teresa has successfully completed the Mutual Funds Course with the Investment Funds Institute of Canada.

Teresa came to Renfrew in 1983 from Elliot Lake, Ontario, to her husband Tim’s family homestead in Admaston. Working full-time, raising 2, now grown children and helping run the family farm has provided Teresa with a true understanding of Team Work. Teresa is a proud grandmother of two beautiful girls and a handsome boy.

Over her career, Teresa completed a number of courses such as Successful Selling Relationship, Relationship Selling using Technology, Relationship Selling Skills, Negotiation Skills, Orientation to Retail Lending, Retail Credit, Accounting Level 1 and she also was a Certified Health & Safety Member. In 2010, Teresa successfully completed the Leadership Skills Portion of the Ontario Management Development Program (OMDP) through Algonquin College.

Kierstin Albert

  • Ext.: 110
  • Email.: kierstinalbert@sapiencefinancial.ca

Kierstin joined the Team in 2012 and brings with her 10 years of banking experience from the Royal Bank in Toronto. Her financial background along with her strong commitment to detail makes her a valuable asset to our team.She treats our clients and associates the way she would want to be treated with Respect, Integrity and Professionalism.

Kierstin moved to Renfrew in 2011 after relocating from the Toronto area, but she is no stranger to the Valley as she grew up in Carleton Place. She is excited to be back in the Valley as her 3 young daughters love being closer to family and the experiences a small town offers.

Suzanne Hamon

Administrative Assistant
  • Ext.: 118
  • Email.: suzannehamon@sapiencefinancial.ca

Suzanne has been part of our team since 2007 as Administrative Assistant and has over 35 years of experience in the Insurance field. Suzanne was co-owner of Andre Hamon Insurance from 1982 to 2007. She worked at the Bank of Canada for 8 years.   Suzanne is mother of one daughter and one son, and proud grandmother of 4 grandsons and 2 granddaughters.

Mutual funds products are offered through Investia Financial Services Inc. Commissions, trailing commissions, management fees and other expenses may be associated with mutual fund investments. Please read the Fund prospectus carefully before investing. Mutual fund investments are not guaranteed, their values change frequently, and their past performance may not be repeated.